Strategic Roadmap

Roadmap to 2030 and Beyond

Three horizons. Defined objectives. Disciplined execution.

Horizon 1
2026–2027

Foundation

  • Complete legal incorporation; full operational readiness of the Bandung headquarters
  • Build a 3–8 person bilingual core team across advisory, regulatory liaison, and client management
  • Establish formal partnerships with licensed notaries, tax consultants, and legal counsel in Bandung, Jakarta, and Bali
  • Deliver first cohort of foreign client engagements
  • Develop a documented compliance manual aligned with future OJK expectations
Horizon 2
2028–2030

Expansion

  • Open representative presence in Jakarta and Bali; explore regional partnership in Singapore and Kuala Lumpur
  • Expand into structured M&A advisory and capital introduction for mid-market Indonesian assets
  • Initiate Phase 1 of the banking roadmap: preparation for Bank Digital application under OJK
  • Audited financial statements by a registered KAP; establish formal Audit Committee
Horizon 3
2031+

Institutional Maturity

  • Pursue Phase 2 of the banking roadmap (BPR licensing) and progress toward Bank Umum status, subject to OJK approval
  • Integrate advisory, wealth structuring, and (where licensed) deposit-taking and lending services under a single group
  • Establish PT Nexus as a recognised institutional bridge between Indonesian and ASEAN capital markets
Long-Term Aspiration

The Banking Roadmap

A multi-year, capital-intensive journey under full OJK supervision.

Phase 1

Digital Bank (under POJK 12/2021)

Year 3–5 (2028–2030)

OJK approval; substantial core capital; technology platform.

Phase 2

Bank Perekonomian Rakyat (BPR)

Year 6–8 (2031–2033)

OJK approval; demonstrated digital-banking track record; regional capital base.

Phase 3

Bank Umum (Commercial Bank)

Year 9+ (2034 onward)

OJK approval; minimum core capital per current Bank Umum regulations.

Important Disclaimer This banking roadmap is aspirational and is not a commitment, promise, or representation of guaranteed outcome. Each phase requires separate OJK application, capital qualification, fit-and-proper testing of management, and full regulatory approval. Until the relevant OJK licence is held, NFC will not, under any circumstance, hold itself out as a banking institution or solicit deposits.

We do not sell deals. We architect outcomes.

Every engagement begins with a complimentary, confidential initial consultation — conducted bilingually — to understand whether NFC is the right partner for your specific objective.

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